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Discuss Anybody got any quotes yet? in the Insurance for Electricians area at ElectrciansForums.co.uk.

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  1. Dan
    Offline

    Dan I'm not a sparky but I know a couple ;-) Staff Member

    Location:
    Staffordshire
    Anybody got any quotes from our insurance thing yet? I want to know how they perform compared to your current provider!
     
  2. LeeH
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    LeeH Insert witty monkey comment here. Electrician's Arms

    Location:
    Lincs
    Is it business polices only?
     
  3. Leesparkykent
    Offline

    Leesparkykent You Rock Gmes Staff Member Trusted Advisor

    Location:
    Kent
    I've just done a like for like quote on a van I brought and insured last month to see how it compares. £27 cheaper using the forum insurance comparison.
     
    • Like Like x 3
  4. Dan
    Offline

    Dan I'm not a sparky but I know a couple ;-) Staff Member

    Location:
    Staffordshire
    You can do car. There's a car page.

    But it'd mostly business. We can be competitive with business. Apparently with a lot of the personal insurances, they take turns doing them at a loss to gain customers, then hope when renewal comes people don't shop around. And also then pester homeowners with quotes for other things. So we couldn't be the cheapest for most personal stuff. But can be in a lot of cases for business.

    @Leesparkykent@Leesparkykent thanks matey. Nice to know. :)
     
    • Like Like x 1
  5. Andy78
    Offline

    Andy78 Trusted Advisor

    Location:
    Kingston upon Hull
    My renewal for liability and indemnity insurance came through so I thought I would give this a go. I filled in my details and made sure to check the button which asked if I require PI as well as PL.
    The calls came through pretty fast, 4 calls in 2 minutes actually, which made the connected call a right pain because of all the call waiting beeps.

    First insurer asked me my renewal price then said I should stick with that as they wouldn't be able to get anywhere close.

    Second one that called back did not offer PI at all.

    Third one did offer PI and PL combined but only had one insurer that offered this service. They quoted me £40 more than what I had told them my renewal price was. "But that's more expensive than my renewal" I asked in puzzlement. "Oh you wanted a cheaper quote than that ? Nah we can't do that" came the befuddling response.

    Would I use the service again ? Nope.
     
  6. Dan
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    Dan I'm not a sparky but I know a couple ;-) Staff Member

    Location:
    Staffordshire
    Okay so Pl and PI we perhaps need to ditch. The calling lark isn't good. We want onlines quotes eh
     
  7. Andy78
    Offline

    Andy78 Trusted Advisor

    Location:
    Kingston upon Hull
    I'm not saying bin the service, just that they couldn't help me out this time. Maybe they can be more competitive for others.

    Online quotes would be a help probably. Having to repeat all of your details over the phone several times sort of defeats the point of a comparison service, although I'm not sure if a comparison service is what is being offered here. I also got texts and emails as a point of contact it wasn't just calls.
     
  8. Rpa07
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    Rpa07 1000 posts only 44653 behind Telectrix! Electrician's Arms

    Location:
    Bristol
    Business Name:
    Ebenezer electrical
    I purchased myself some public liability this morning after filling out the quote. First come first served and the first mouse got the cheese (spring wasn't sprung!). Shane from Autonet insurance sold me 2 mill for £73 and I went for tool insurance for £61 over the year (crazy not to). Aviva for both. I can now boast that if I demolish their house we can get it repaired, I may go to prison but they'll be happy. Thanks Dan the system works
     
    • Like Like x 2
  9. jaydub
    Offline

    jaydub Regular EF Member

    Location:
    Suffolk
    Got a good quote from Aviva, after I filled the form in on this site. Quoted me £85 per year for PLI. £1M PL, £2.5K tools cover. Seems quite good.
     
    • Like Like x 1
  10. telectrix
    Offline

    telectrix Scouser and Proud of It Trusted Advisor

    Location:
    cheshire/staffordshire
    Business Name:
    Telectrix
    hmmm got quotes for van insurance.because i had a slight bump 18 months ago ( claim was on my partner's insurance, not mine,) the quotes i pursued went up from £295 to £575 even though i have 9 + years NCB. i the went direct to LV and even with that taken into account, the quote was £307. thank you LV, ( a company in scouseland for scousers, i think. :) ).
     
  11. Midwest
    Offline

    Midwest Electrician's Arms

    Location:
    Oxfordshire
    Don't think LV have an office in Liverpool. Their registered office is in sunny Bournemouth, I know that only 'cos my son works for them there. Sorry to be bringer of bad tidings o_O
     
  12. telectrix
    Offline

    telectrix Scouser and Proud of It Trusted Advisor

    Location:
    cheshire/staffordshire
    Business Name:
    Telectrix
    yeah, don't blame them . all that crap coming down the ship canal and the M62 from munchester.
     
  13. vjsmarwick
    Offline

    vjsmarwick Regular EF Member

    Location:
    Island dweller lol
    Mmm I am surprised to read how low your public liability covers are for ! Maybe it's the type of work you are doing I do a bit of work in a few hotels here so if one of them went up 1 or 2 mil would barely cover it ? I am covered for 5 mil have tool coverage and personal accident all together cost me £220
     
  14. Jacek Buczak
    Offline

    Jacek Buczak EF Member

    Location:
    Redditch
    Business Name:
    J&B Electrical Service
    Liability 5m and 250k idemnity cost me £230 on year itd okay from Axa
     
    • Like Like x 1
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