Public liability insurance stories

[chris day]

Hello chaps

I am renewing my insurance and would like to know of any stories which ended well with regards to any claims... if so can tell me your insurer.
touch wood none so far on my front but there will be a day, i am skeptical as £60 notes for 2 million i find very hard to believe if things went wrong they wont show you some small print.

 

[telectrix]

i pay £115, but that includes £2k tools cover.

 

[Rpa07]

I buy insurance so that I don't have to use it!
The moment you don't have any - you go through the water pipe pre stop cock and can't get the cover off the pavement tap!
Insurance that you don't make THAT mistake!

 

[chris day]

HAHA yes that is how i would put it.

 

[Octopus]

I pay much more but I have £250K PI insurance as I do EICR's

 

[chris day]

I pay much more but I have £250K PI insurance as I do EICR's

Hello Murdoch
i am looking to go fully approved so this is a must at that time.

 

[Octopus]

Hello Murdoch
i am looking to go fully approved so this is a must at that time.

Not sure I understand .....

 

[stevethesparks]

Mine via Trade point (Zurich)
Public and products liability £5,000,000
Professional indemnity £50,000
Wiring certification £100,000
Personal Tools £1000
Cost £23.91/month

 

[Octopus]

^^ how much cheaper would it be if you paid it in a single payment?

 

[stevethesparks]

£265.67 saving £21.25

 

[Octopus]

^^ so did you?

 

[stevethesparks]

No, I pay monthly

 

[chris day]

I am looking to become an approved contractor soon coupled with carrying out EICRs on commercial properties which will mean PI insurance is a must

 

[chris day]

Cost £23.91/month[/QUOTE]
Thats pucker I just had £17.00 month purely for 5m liability so thats quite good