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Discuss Public liability insurance? in the Insurance for Electricians area at ElectriciansForums.co.uk.

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  1. alexknight0602

    alexknight0602 Regular EF Member

    Do you mean they employ me official? EG they pay my tax, but not necessarily my NI?
     
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  3. Guitarist

    Guitarist Trusted Advisor

    Location:
    Norfolk
    If you are working for yourself, and they are technically your clients, then your insurance covers it. If you are employed by them with a contract of employment, then you will be covered by theirs.
     
  4. alexknight0602

    alexknight0602 Regular EF Member

    What about employed per job without a contract? Or would it not be wise to be asked to work like that?
     
  5. Richard Burns

    Richard Burns Trusted Advisor

    Location:
    Cambridgeshire
    Business Name:
    Richard Burns
    So long as you know you will get paid, you are OK. In this case you would be working as self employed and doing a job for a customer, your insurance woudl apply.
     
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  7. Gavsparky

    Gavsparky Active EF Member

    Hi all, as a self-employed electrician whose entire work is sub-contracted through an electrical limited company (no private work) how much public liability insurance would I need and how much am I looking to pay? Cheers in advance for any advice
     
  8. JD6400

    JD6400 Trusted Advisor

    Location:
    ?
    It depends on what they do . If local authority work , I would say 5M like the company you sub for will be !?
     
  9. Gavsparky

    Gavsparky Active EF Member

    It's mainly shop fitting works
     
  10. JD6400

    JD6400 Trusted Advisor

    Location:
    ?
    I would ask your main contractor what theirs is and probably match that if you can afford to ?
     
  11. Gavsparky

    Gavsparky Active EF Member

    Ok cheers, any ideas on prices for an annual policy?
     
  12. JD6400

    JD6400 Trusted Advisor

    Location:
    ?
    To be honest I am not the one to ask as we pay ££££'s for ours , but it is all bundled up with the solar , moleing , cherry picker and digger work that we cover as well .
     
  13. Richard Burns

    Richard Burns Trusted Advisor

    Location:
    Cambridgeshire
    Business Name:
    Richard Burns
    Less than £100 for single person Public liability insurance to £2m.
     
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  14. Murdoch

    Murdoch Electrician's Arms

    Location:
    Woking
    It will depend on the amount of cover you ask for!
     
  15. NickD

    NickD Regular EF Member

    Location:
    Vulcan
    Got mine for around £55 for £2m cover.
     
  16. Robert Turnbull

    Robert Turnbull Electrician's Arms

    Location:
    Chelmsford, Essex
    Business Name:
    Chelmsford City Electrical & Data Services Ltd
    £110 for 5 million, I went bigger as if I'm gona do damage I do it properly! Lol
     
    1 person likes this.
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