Its just purely from observations, and of course as you are only there for the "fault" so have no way of knowing the history of the installation, what has been added, what has been taken away, sometimes it occurs after recently buying an appliance or when a specific appliance is used. So it is easy to say, oh its the appliance that is at fault. Over time RCDs can trip at a reduced threshold but still be within spec. I had one where several electricians, AV installers, alarm installers had been in, all blaming each other for a tripping RCD. The RCD was even changed as the old one would not hold, new one did and the installation was deamed "fixed" - only to trip a few months later. That's when I got called in, basically the place was full of legitimate leakage and a noisy earthing system, poor old RCDs didn't stand a chance...lol So I would say installations never stay the same, but if the fundamental design is wrong, they will trip without an actual fault you can fix. That's it really.... When I get called out, I have no clue what to expect but , just like the OP, I get asked "it trips, what could it be". I look at the overall installation, figure out if the RCD has a right to trip first or is it faulty and if it does, then work out why the RCD is tripping. Most of the time its the obvious, heating elements, outside stuff, rats / mice / etc but sometimes its just high leakage , 0.5mA here another there, it adds up...