Having an isolator switch then socket off an RFC is no different from the usual spur so you can have those at any point on the RFC. I.e. if you were putting in 4 white good points, each with an isolator switch, you would run the RFC to each switch's input (as if a socket) then have a single 13A socket off the switch output.Isolations switches goes without saying- It really is about what i can have as spurs of my ring main - and what I need radials for. This is a BC question. I don't want to run in all my cables just for some BC inspector to say "well you cant do that you muppet"
If you have an RFC just for the kitchen, for example, then all appliances are roughly half-way so balance is always very good. Some prefer a radial in 4mm (method permitting) to also have 32A for cases when the total load that could well exceed 20A. Swings and roundabouts really, 2.5mm is easier to wrangle at back boxes and allows a few more "installation methods", but you then have the final run back to the CU to do. Or if thinking ahead, run both legs from CU to kitchen and then close round there, etc.
The don't-do of RFC is to spur off more than a double socket. Better still, don't spur off anything without a very good reason (like isolator switch, etc) as you lose some of the advantages of better fault coverage when testing.