As I think you've now realised, in simple terms you'll never achieve final circuit ADS times on a generator, hence reliance on RCD's for protection instead. The reason is simply down to the mechanical reaction time of the generator itself and the larger the set then the worse the problem, unless you happen to be running a chain of sets so high already that Ipfc = In. You need upstream electronic protection devices to interrupt the current flow, not simply the supposed Zs on a downstream MCB.
Picture it like this:
A 400kw unit has an output current of 1,110 amps. If the generator can export at least 300% current for 10 seconds then 1,110 amps x 3 = 3330 amps. It takes about 8 times the handle rating to trip a breaker in 5 seconds- so 3,330 / 8 = 416 amps. Thus we know that the maximum breaker that we can have the in emergency (life safety) switchboard is 400 amps.
Am I correct to say that a 400 amp breaker will trip for a fault within 5 seconds before a separately excited permanent magnet synchronous generator drops its excitation or shuts down?
Maybe an example drawing will help clear things up (370kw is the prime rating, 400kw standby rating):